Alternative Payment Methods
Test credentials for wallets, bank transfers, and other payment methods
Alternative Payment Methods
Test credentials for non-card payment methods.
Digital wallets
Apple Pay
In test mode, Apple Pay uses a test card automatically. No special configuration needed.
Google Pay
| Environment | Test Card |
|---|---|
| Test | Uses test card 4242424242424242 |
PayPal
| Password | Scenario | |
|---|---|---|
test-buyer@plexy.money | testpassword | Successful payment |
test-decline@plexy.money | testpassword | Payment declined |
Bank transfers
ACH (US)
| Routing Number | Account Number | Scenario |
|---|---|---|
110000000 | 000123456789 | Success |
110000000 | 000111111116 | Insufficient funds |
110000000 | 000111111113 | Account closed |
SEPA (EU)
| IBAN | Scenario |
|---|---|
DE89370400440532013000 | Success |
DE62370400440532013001 | Insufficient funds |
DE35370400440532013002 | Account closed |
iDEAL (NL)
| Bank | Scenario |
|---|---|
ing | Success |
test | Various test scenarios |
Buy Now Pay Later
Klarna
| Scenario | |
|---|---|
test-approved@klarna.com | Approved |
test-denied@klarna.com | Denied |
Afterpay
| Phone | Scenario | |
|---|---|---|
approved@afterpay.com | 0400000000 | Approved |
declined@afterpay.com | 0400000001 | Declined |
Vouchers and cash
Boleto (BR)
Boleto payments in test mode complete automatically after creation.
OXXO (MX)
OXXO vouchers in test mode can be manually completed in the Dashboard.
Crypto
Bitcoin
In test mode, Bitcoin payments use test network addresses.
Test flow
const payment = await plexy.payments.create({
amount: 5000,
currency: 'EUR',
payment_method_types: ['ideal'],
return_url: 'https://yoursite.com/complete'
});if (payment.next_action?.redirect_url) {
window.location.href = payment.next_action.redirect_url;
}The test interface shows options to simulate success or failure.