Test Risk Features

Test Plexy's fraud detection and risk management capabilities.

Risk evaluation

Every payment receives a risk score. Test different scenarios:

Card Number	Risk Level
`4000000000004954`	Highest risk - blocked
`4000000000009235`	Elevated risk - review
`4242424242424242`	Normal risk - allowed

View risk data

Risk information is included in the payment response:

{
  "id": "pay_abc123",
  "status": "succeeded",
  "risk": {
    "level": "normal",
    "score": 15,
    "factors": []
  }
}

Test risk rules

Configure test rules in your Dashboard:

Go to Risk > Rules
Create a test rule (e.g., block amounts > $10,000)
Test with a payment exceeding the threshold

const payment = await plexy.payments.create({
  amount: 1500000, // $15,000
  currency: 'USD',
  payment_method: { /* ... */ }
});
// payment.status === 'blocked'
// payment.failure_reason === 'rule_blocked'

Test velocity checks

Simulate multiple rapid transactions:

// Multiple payments in quick succession
for (let i = 0; i < 5; i++) {
  const payment = await plexy.payments.create({
    amount: 1000,
    currency: 'USD',
    payment_method: { /* same card */ }
  });
}
// Later payments may be flagged for review