Test Risk Features

Test Plexy's fraud detection and risk management capabilities.

Risk evaluation

Every payment receives a risk score. Test different scenarios:

Card Number	Risk Level
`4000000000004954`	Highest risk - blocked
`4000000000009235`	Elevated risk - review
`4242424242424242`	Normal risk - allowed

View risk data

Risk information is included in the payment response:

{
  "id": "pay_abc123",
  "status": "succeeded",
  "risk": {
    "level": "normal",
    "score": 15,
    "factors": []
  }
}

Test risk rules

Configure test rules in your Dashboard:

Go to Risk > Rules
Create a test rule (e.g., block amounts > $10,000)
Test with a payment exceeding the threshold

curl -X POST https://api.plexypay.com/v2/payments \
  -H "x-api-key: YOUR_TEST_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"amount": 1500000, "currency": "USD", "payment_method": {"type": "card", "card": {"number": "4242424242424242", "exp_month": 12, "exp_year": 2030, "cvc": "123"}}}'

The response status will be "blocked" and failure_reason will be "rule_blocked".

Test velocity checks

Simulate multiple rapid transactions by sending the same card in quick succession:

# Run this command several times rapidly with the same card
curl -X POST https://api.plexypay.com/v2/payments \
  -H "x-api-key: YOUR_TEST_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"amount": 1000, "currency": "USD", "payment_method": {"type": "card", "card": {"number": "4242424242424242", "exp_month": 12, "exp_year": 2030, "cvc": "123"}}}'