Payment Methods

Plexy supports a wide range of payment methods to help you accept payments from customers across different regions. This guide provides an overview of available payment methods and how to enable them.

Payment Method Categories

Cards

Accept major card networks with built-in fraud protection and 3D Secure authentication.

Card Network	Regions	Features
Visa	Global	3D Secure, tokenization, recurring
Mastercard	Global	3D Secure, tokenization, recurring
American Express	Global	3D Secure, tokenization
UnionPay	China, Global	3D Secure, tokenization

Card payments automatically support 3D Secure 2 authentication when required by the issuing bank, improving authorization rates and reducing fraud.

Digital Wallets

Offer fast, secure checkout with popular digital wallet providers.

Wallet	Regions	Features
Apple Pay	Global	One-tap checkout, biometric auth
Google Pay	Global	One-tap checkout, tokenized cards

Handling Payment Methods in Your Integration

Sessions Flow

When using the Sessions flow, Plexy automatically displays available payment methods:

const session = await plexy.sessions.create({
  amount: {
    value: 10000,
    currency: 'KZT'
  },
  countryCode: 'KZ',
  returnUrl: 'https://your-site.com/checkout/complete'
});

Advanced Flow

When using the Advanced flow, fetch available methods and render your own UI:

// 1. Get available payment methods
const methods = await plexy.paymentMethods.list({
  amount: { value: 10000, currency: 'KZT' },
  countryCode: 'KZ'
});

// 2. Display methods to customer and collect their choice

// 3. Submit payment with selected method
const payment = await plexy.payments.create({
  amount: { value: 10000, currency: 'KZT' },
  paymentMethod: {
    type: 'scheme'
  },
  returnUrl: 'https://your-site.com/checkout/complete'
});

Payment Method Features

Tokenization

Save payment methods for returning customers:

Cards - Tokenize for one-click checkout
Wallets - Automatically tokenized by wallet provider
Bank accounts - Save for recurring debits (where supported)

Recurring Payments

Supported payment methods for subscriptions:

Visa, Mastercard (card-on-file)

Partial Payments

Some methods support partial captures and refunds:

Method	Partial Capture	Partial Refund
Cards	Yes	Yes
Wallets	Yes	Yes

Best Practices

Offer multiple methods - Different customers prefer different payment methods
Show relevant methods - Use geolocation to prioritize local payment methods
Display logos - Payment method logos increase trust and recognition
Handle failures gracefully - Offer alternative methods if one fails
Test thoroughly - Use test mode to verify each payment method works correctly

Payment method availability may vary by region and account configuration. Contact Plexy support to enable additional payment methods for your account.

Build Your Integration - Choose an integration approach
3D Secure - Learn about card authentication
Tokenization - Save payment methods for reuse

Payment Methods

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